Which one sounds like you?
Here's what I see with couples all the time. You're not bad with money together. You've just never agreed the rules. So every money talk starts from zero, and it's no wonder it turns into a fight. Fix the first conversation and the rest gets a lot easier.
If that's you, here's the honest truth. You don't need more discipline. You need a plan that tells you what to do on payday, and a check-in that doesn't make you feel bad. Saving what's left over never works, because there's never anything left over.
It's not you. It's the order you're doing it in.
Almost every money app starts by tracking your spending. By the time you see the number, the money's gone. Money Convo starts where change actually starts: deciding what matters before payday, not after.
The usual way
Track, feel bad, try harder.
The Money Convo way
Agree, pay yourself first, check in, adjust.
Everything you need to make it stick this time.
No spreadsheets. No lectures. Just a simple system you can run in a few minutes each payday.
The First Money Date
A guided first conversation that turns into a starter plan. You don't need to be "good with money". You just need to show up.
Money Dates
Regular check-ins with a 5-minute private prep each, so neither of you ends up being the "money nag".
Partner Invite Kit
A ready-to-send invite that explains the why, so you don't have to. Start on your own while you wait.
The Fair Split Agreement
Agree your split and rules together. Shared goals stay as drafts until you both say yes, so earning less never means having less say.
Private by Default
Your income stays private unless you choose to share it. Personal goals stay yours. Only what goes towards shared goals is shared.
Payday Pay-Yourselves-First
A payday prompt and one tap to log. No expense tracking, no receipts, no second job.
Pause & Bounce Back
Pause a goal for job changes, babies or big bills. Miss a payday and carry on. No reset, and no alert sent to your partner.
Wins & Journal
Celebrate every milestone and keep a record of your progress, so the next money talk starts with what's going right.
Your First Money Plan
Pick your goal and a date. Money Convo works out what to put away each payday, weekly, fortnightly or monthly. No maths.
Payday Pay-Yourself-First
A payday prompt and one tap to log. No expense tracking, no receipts. Just your goal, first.
Solo Money Dates
A short, guided check-in with yourself. Wins first, then what to adjust. No guilt trip.
Your Own Track
Watch your progress and milestones grow. No leaderboards, no comparisons. Just you versus last month.
Pause & Bounce Back
Pause a goal when a big bill or job change hits. Miss a payday and carry on. No reset, no starting from zero.
Your next payday could be the first one that goes to plan.
Join the waitlist and we'll let you know the moment Money Convo is ready.
You're on the list.
You'll be first in when we launch. Start thinking about the one thing you two have been meaning to save for.
You'll be first in when we launch. Start thinking about the one goal you want this to be the year for.